MEDICARE

WHAT YOU NEED TO KNOW

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WHO IS ENROLLED IN

ORIGINAL MEDICARE?

While most people are automatically enrolled in Original Medicare (Part A and Part B) once they're eligible, not everyone is.

 

You'll be automatically enrolled in Original Medicare if:

  • You're receiving Social Security or Railroad Retirement Board benefits when you turn 65, or

  • You're eligible for Medicare because of a disability or medical condition.

You must enroll yourself in Original Medicare if:

  • You're not receiving Social Security benefits when you become eligible for Medicare. 

WHO IS ELIGIBLE?

U.S. citizens and qualified legal residents* have to be one of the following:

  • Age 65 or older

  • Younger than 65 with a qualifying disability

  • Any age with a diagnosis of End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS—also called Lou Gehrig’s Disease)
     

* To qualify as a legal resident, you must have lived in the United States

   for at least five (5) years in a row before applying for Medicare.

HOW DO I ENROLL?

There are three ways to enroll yourself in Medicare if you are not automatically enrolled:

WHAT ARE MY CHOICES

AFTER I ENROLL?

Once you’ve enrolled in original Medicare Part A and/or Part B, your coverage from the federal government begins. You can also choose additional coverage from private insurance companies at that time. You can choose a Medicare supplement plan with a stand-alone drug plan. Or, you can choose a health plan that includes Medicare Parts A and B, drug coverage, and many other important benefits such as dental, vision, hearing, over-the-counter drugs, and more. 

Most of these supplemental plans are zero-premium plans. 

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